Warning!Loan start date was in incorrect format and is replaced with todays date!

PAYMENT CALCULATOR

Our payment calculators can calculate your periodic payment, creates the amortization schedules and take into account recurring payments and one-time lump sum extra payments as well.

REQUIRED INFORMATION

Loan amount, interest rate, loan length and loan start date are required fields. You will recognize these fields as they are highlighted in red while they are active .

INPUT DATA

Do not use currency and digit grouping symbols. The decimal symbol should be a dot. Enter dates as 08/26/2010 for non-recurring and 08/26 for recurring payments.

Payment information:

$764.99 / payment

The monthly payment for a $100,000.00 loan will be $764.99 (the currency is irrelevant) .

A 15 years length loan gives us a total of 180 payments. You should pay this ammount 12 times a year to your lender or lending institution.

In real life the loan offers are a slightly different, but this is a very good estimated result created by the payment calculator.

Payment caluclator's amortization schedule

This is how we calculate the amortization table:

To create an amortization schedule (also known as amortization table or amortization chart) we need to know the loan amount, annual interest rate, loan length and the pay periodicity. Fill out the form with the purchase price and the down payment (percentage) and the we will populate the loan amount field. The interest rate is the annual interest rate of the loan given in percentage.

period: date: interest paid: principal paid: remaining balance:
1 01/31/2026 $375.00 $389.99 $99,610.01
2 02/28/2026 $373.54 $391.45 $99,218.56
3 03/31/2026 $372.07 $392.92 $98,825.64
4 04/30/2026 $370.60 $394.39 $98,431.25
5 05/31/2026 $369.12 $395.87 $98,035.38
6 06/30/2026 $367.63 $397.36 $97,638.02
7 07/31/2026 $366.14 $398.85 $97,239.17
8 08/31/2026 $364.65 $400.34 $96,838.83
9 09/30/2026 $363.15 $401.84 $96,436.99
10 10/31/2026 $361.64 $403.35 $96,033.64
11 11/30/2026 $360.13 $404.86 $95,628.78
12 12/31/2026 $358.61 $406.38 $95,222.40
Loan amortization schedule for year 1 (2026):
You will spend $4,777.60 on principal $4,402.28 on interest.
period: date: interest paid: principal paid: remaining balance:
13 01/31/2027 $357.08 $407.91 $94,814.49
14 02/28/2027 $355.55 $409.44 $94,405.05
15 03/31/2027 $354.02 $410.97 $93,994.08
16 04/30/2027 $352.48 $412.51 $93,581.57
17 05/31/2027 $350.93 $414.06 $93,167.51
18 06/30/2027 $349.38 $415.61 $92,751.90
19 07/31/2027 $347.82 $417.17 $92,334.73
20 08/31/2027 $346.26 $418.73 $91,916.00
21 09/30/2027 $344.69 $420.30 $91,495.70
22 10/31/2027 $343.11 $421.88 $91,073.82
23 11/30/2027 $341.53 $423.46 $90,650.36
24 12/31/2027 $339.94 $425.05 $90,225.31
Loan amortization schedule for year 2 (2027):
You will spend $4,997.09 on principal $4,182.79 on interest.
period: date: interest paid: principal paid: remaining balance:
25 01/31/2028 $338.34 $426.65 $89,798.66
26 02/29/2028 $336.74 $428.25 $89,370.41
27 03/31/2028 $335.14 $429.85 $88,940.56
28 04/30/2028 $333.53 $431.46 $88,509.10
29 05/31/2028 $331.91 $433.08 $88,076.02
30 06/30/2028 $330.29 $434.70 $87,641.32
31 07/31/2028 $328.65 $436.34 $87,204.98
32 08/31/2028 $327.02 $437.97 $86,767.01
33 09/30/2028 $325.38 $439.61 $86,327.40
34 10/31/2028 $323.73 $441.26 $85,886.14
35 11/30/2028 $322.07 $442.92 $85,443.22
36 12/31/2028 $320.41 $444.58 $84,998.64
Loan amortization schedule for year 3 (2028):
You will spend $5,226.67 on principal $3,953.21 on interest.
period: date: interest paid: principal paid: remaining balance:
37 01/31/2029 $318.74 $446.25 $84,552.39
38 02/28/2029 $317.07 $447.92 $84,104.47
39 03/31/2029 $315.39 $449.60 $83,654.87
40 04/30/2029 $313.71 $451.28 $83,203.59
41 05/31/2029 $312.01 $452.98 $82,750.61
42 06/30/2029 $310.31 $454.68 $82,295.93
43 07/31/2029 $308.61 $456.38 $81,839.55
44 08/31/2029 $306.90 $458.09 $81,381.46
45 09/30/2029 $305.18 $459.81 $80,921.65
46 10/31/2029 $303.46 $461.53 $80,460.12
47 11/30/2029 $301.73 $463.26 $79,996.86
48 12/31/2029 $299.99 $465.00 $79,531.86
Loan amortization schedule for year 4 (2029):
You will spend $5,466.78 on principal $3,713.10 on interest.
period: date: interest paid: principal paid: remaining balance:
49 01/31/2030 $298.24 $466.75 $79,065.11
50 02/28/2030 $296.49 $468.50 $78,596.61
51 03/31/2030 $294.74 $470.25 $78,126.36
52 04/30/2030 $292.97 $472.02 $77,654.34
53 05/31/2030 $291.20 $473.79 $77,180.55
54 06/30/2030 $289.43 $475.56 $76,704.99
55 07/31/2030 $287.64 $477.35 $76,227.64
56 08/31/2030 $285.85 $479.14 $75,748.50
57 09/30/2030 $284.06 $480.93 $75,267.57
58 10/31/2030 $282.25 $482.74 $74,784.83
59 11/30/2030 $280.44 $484.55 $74,300.28
60 12/31/2030 $278.63 $486.36 $73,813.92
Loan amortization schedule for year 5 (2030):
You will spend $5,717.94 on principal $3,461.94 on interest.
period: date: interest paid: principal paid: remaining balance:
61 01/31/2031 $276.80 $488.19 $73,325.73
62 02/28/2031 $274.97 $490.02 $72,835.71
63 03/31/2031 $273.13 $491.86 $72,343.85
64 04/30/2031 $271.29 $493.70 $71,850.15
65 05/31/2031 $269.44 $495.55 $71,354.60
66 06/30/2031 $267.58 $497.41 $70,857.19
67 07/31/2031 $265.71 $499.28 $70,357.91
68 08/31/2031 $263.84 $501.15 $69,856.76
69 09/30/2031 $261.96 $503.03 $69,353.73
70 10/31/2031 $260.08 $504.91 $68,848.82
71 11/30/2031 $258.18 $506.81 $68,342.01
72 12/31/2031 $256.28 $508.71 $67,833.30
Loan amortization schedule for year 6 (2031):
You will spend $5,980.62 on principal $3,199.26 on interest.
period: date: interest paid: principal paid: remaining balance:
73 01/31/2032 $254.37 $510.62 $67,322.68
74 02/29/2032 $252.46 $512.53 $66,810.15
75 03/31/2032 $250.54 $514.45 $66,295.70
76 04/30/2032 $248.61 $516.38 $65,779.32
77 05/31/2032 $246.67 $518.32 $65,261.00
78 06/30/2032 $244.73 $520.26 $64,740.74
79 07/31/2032 $242.78 $522.21 $64,218.53
80 08/31/2032 $240.82 $524.17 $63,694.36
81 09/30/2032 $238.85 $526.14 $63,168.22
82 10/31/2032 $236.88 $528.11 $62,640.11
83 11/30/2032 $234.90 $530.09 $62,110.02
84 12/31/2032 $232.91 $532.08 $61,577.94
Loan amortization schedule for year 7 (2032):
You will spend $6,255.36 on principal $2,924.52 on interest.
period: date: interest paid: principal paid: remaining balance:
85 01/31/2033 $230.92 $534.07 $61,043.87
86 02/28/2033 $228.91 $536.08 $60,507.79
87 03/31/2033 $226.90 $538.09 $59,969.70
88 04/30/2033 $224.89 $540.10 $59,429.60
89 05/31/2033 $222.86 $542.13 $58,887.47
90 06/30/2033 $220.83 $544.16 $58,343.31
91 07/31/2033 $218.79 $546.20 $57,797.11
92 08/31/2033 $216.74 $548.25 $57,248.86
93 09/30/2033 $214.68 $550.31 $56,698.55
94 10/31/2033 $212.62 $552.37 $56,146.18
95 11/30/2033 $210.55 $554.44 $55,591.74
96 12/31/2033 $208.47 $556.52 $55,035.22
Loan amortization schedule for year 8 (2033):
You will spend $6,542.72 on principal $2,637.16 on interest.
period: date: interest paid: principal paid: remaining balance:
97 01/31/2034 $206.38 $558.61 $54,476.61
98 02/28/2034 $204.29 $560.70 $53,915.91
99 03/31/2034 $202.18 $562.81 $53,353.10
100 04/30/2034 $200.07 $564.92 $52,788.18
101 05/31/2034 $197.96 $567.03 $52,221.15
102 06/30/2034 $195.83 $569.16 $51,651.99
103 07/31/2034 $193.69 $571.30 $51,080.69
104 08/31/2034 $191.55 $573.44 $50,507.25
105 09/30/2034 $189.40 $575.59 $49,931.66
106 10/31/2034 $187.24 $577.75 $49,353.91
107 11/30/2034 $185.08 $579.91 $48,774.00
108 12/31/2034 $182.90 $582.09 $48,191.91
Loan amortization schedule for year 9 (2034):
You will spend $6,843.31 on principal $2,336.57 on interest.
period: date: interest paid: principal paid: remaining balance:
109 01/31/2035 $180.72 $584.27 $47,607.64
110 02/28/2035 $178.53 $586.46 $47,021.18
111 03/31/2035 $176.33 $588.66 $46,432.52
112 04/30/2035 $174.12 $590.87 $45,841.65
113 05/31/2035 $171.91 $593.08 $45,248.57
114 06/30/2035 $169.68 $595.31 $44,653.26
115 07/31/2035 $167.45 $597.54 $44,055.72
116 08/31/2035 $165.21 $599.78 $43,455.94
117 09/30/2035 $162.96 $602.03 $42,853.91
118 10/31/2035 $160.70 $604.29 $42,249.62
119 11/30/2035 $158.44 $606.55 $41,643.07
120 12/31/2035 $156.16 $608.83 $41,034.24
Loan amortization schedule for year 10 (2035):
You will spend $7,157.67 on principal $2,022.21 on interest.
period: date: interest paid: principal paid: remaining balance:
121 01/31/2036 $153.88 $611.11 $40,423.13
122 02/29/2036 $151.59 $613.40 $39,809.73
123 03/31/2036 $149.29 $615.70 $39,194.03
124 04/30/2036 $146.98 $618.01 $38,576.02
125 05/31/2036 $144.66 $620.33 $37,955.69
126 06/30/2036 $142.33 $622.66 $37,333.03
127 07/31/2036 $140.00 $624.99 $36,708.04
128 08/31/2036 $137.66 $627.33 $36,080.71
129 09/30/2036 $135.30 $629.69 $35,451.02
130 10/31/2036 $132.94 $632.05 $34,818.97
131 11/30/2036 $130.57 $634.42 $34,184.55
132 12/31/2036 $128.19 $636.80 $33,547.75
Loan amortization schedule for year 11 (2036):
You will spend $7,486.49 on principal $1,693.39 on interest.
period: date: interest paid: principal paid: remaining balance:
133 01/31/2037 $125.80 $639.19 $32,908.56
134 02/28/2037 $123.41 $641.58 $32,266.98
135 03/31/2037 $121.00 $643.99 $31,622.99
136 04/30/2037 $118.59 $646.40 $30,976.59
137 05/31/2037 $116.16 $648.83 $30,327.76
138 06/30/2037 $113.73 $651.26 $29,676.50
139 07/31/2037 $111.29 $653.70 $29,022.80
140 08/31/2037 $108.84 $656.15 $28,366.65
141 09/30/2037 $106.37 $658.62 $27,708.03
142 10/31/2037 $103.91 $661.08 $27,046.95
143 11/30/2037 $101.43 $663.56 $26,383.39
144 12/31/2037 $98.94 $666.05 $25,717.34
Loan amortization schedule for year 12 (2037):
You will spend $7,830.41 on principal $1,349.47 on interest.
period: date: interest paid: principal paid: remaining balance:
145 01/31/2038 $96.44 $668.55 $25,048.79
146 02/28/2038 $93.93 $671.06 $24,377.73
147 03/31/2038 $91.42 $673.57 $23,704.16
148 04/30/2038 $88.89 $676.10 $23,028.06
149 05/31/2038 $86.36 $678.63 $22,349.43
150 06/30/2038 $83.81 $681.18 $21,668.25
151 07/31/2038 $81.26 $683.73 $20,984.52
152 08/31/2038 $78.69 $686.30 $20,298.22
153 09/30/2038 $76.12 $688.87 $19,609.35
154 10/31/2038 $73.54 $691.45 $18,917.90
155 11/30/2038 $70.94 $694.05 $18,223.85
156 12/31/2038 $68.34 $696.65 $17,527.20
Loan amortization schedule for year 13 (2038):
You will spend $8,190.14 on principal $989.74 on interest.
period: date: interest paid: principal paid: remaining balance:
157 01/31/2039 $65.73 $699.26 $16,827.94
158 02/28/2039 $63.10 $701.89 $16,126.05
159 03/31/2039 $60.47 $704.52 $15,421.53
160 04/30/2039 $57.83 $707.16 $14,714.37
161 05/31/2039 $55.18 $709.81 $14,004.56
162 06/30/2039 $52.52 $712.47 $13,292.09
163 07/31/2039 $49.85 $715.14 $12,576.95
164 08/31/2039 $47.16 $717.83 $11,859.12
165 09/30/2039 $44.47 $720.52 $11,138.60
166 10/31/2039 $41.77 $723.22 $10,415.38
167 11/30/2039 $39.06 $725.93 $9,689.45
168 12/31/2039 $36.34 $728.65 $8,960.80
Loan amortization schedule for year 14 (2039):
You will spend $8,566.40 on principal $613.48 on interest.
period: date: interest paid: principal paid: remaining balance:
169 01/31/2040 $33.60 $731.39 $8,229.41
170 02/29/2040 $30.86 $734.13 $7,495.28
171 03/31/2040 $28.11 $736.88 $6,758.40
172 04/30/2040 $25.34 $739.65 $6,018.75
173 05/31/2040 $22.57 $742.42 $5,276.33
174 06/30/2040 $19.79 $745.20 $4,531.13
175 07/31/2040 $16.99 $748.00 $3,783.13
176 08/31/2040 $14.19 $750.80 $3,032.33
177 09/30/2040 $11.37 $753.62 $2,278.71
178 10/31/2040 $8.55 $756.44 $1,522.27
179 11/30/2040 $5.71 $759.28 $762.99
180 12/31/2040 $2.86 $762.99 $0.00
Loan amortization schedule for year 15 (2040):
You will spend $8,960.80 on principal $219.94 on interest.
Overall for a $100,000.00 loan you will spend $100,000.00 on principal and $37,699.06 on interest.